Presented byLinda Polay |
Welcome to the community of Kendell Farms, where charm meets opportunity in this 3-bedroom, 2 1/2 bath raised ranch boasting 2, 006 SF of potential. Priced to allure, this residence invites those with a vision for personalization and a desire to make this house their dream home. Step inside to discover a generously sized living room seamlessly connected to the dining room and kitchen. From the dining area, sliders lead to an expansive freshly painted deck, perfect for summer BBQs. Three bedrooms and 1 1/2 baths complete this level. Venture downstairs where possibilities await. The lower level boasts three additional rooms, including a nicely sized recreation room, full bath, and an additional room to suit your specific needs, whether it be a guest room, den, or home office the choice is yours. Practical amenities enhance the appeal of this residence, including natural gas, municipal water and sewer, central air conditioning, and a convenient shed for storage needs. The two-car garage, with one bay cleverly converted into a spacious laundry room, adds functionality and convenience to daily living, with the option to easily revert if desired. Situated in a commuter-friendly location, Kendell Farms provides easy access to Route 9, I-84, and the Metro North New Hamburg Train Station. Additionally, there are many restaurants and stores just moments away, promising convenience and variety for dining, shopping, and entertainment.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.384.5596
Linda.Polay@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $645 | $645 | $645 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,260 | $2,915 |
Total Monthly Payment | $3,068 | $2,980 | $3,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.